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Anyone with a Family (both Mom and Dad) needs life insurance. Even single people should have enough life insurance to cover funeral expenses (how depressing). If you're not sure How much you need, you can use the Life Insurance Calculator (click here - new window will open).
Buy Life Insurance Online, SAVE Time & Money!
Buying life insurance online can save you time and sometimes ALOT of money. With the TOP insurance companies listed ABOVE you simply have to fill out a form that takes a few minutes.
I personally used an online life insurance company last year. Here's an example of online buying of life insurance:
I was 47 years old, and a Smoker. I requested $100,000 term life policy (this was to added to my already existing policy with another company to increase coverage). I received 4 Email Replies and called one of the agents. He wrote a life insurance policy for me with an AA Insurance company.
I had to have a simple (free) medical exam done. The life insurance company sent a licensed venipunturist to my home at My convenience -- to take my blood and urine samples and listen to my heart and take my blood pressure.
Based on the medical exam, my cost is only $263.00 A Year (paid annually) for $100,000 term life coverage. The rate is Guaranteed for 10 Years and I can turn it into a Whole Life policy at any time within 10 years.
This is an EXCELLENT Value. I Never would have found such a GREAT rate calling around the agents locally.
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